Minimum wage guide

Minimum wage and the National Living Wage

The legal pay floor rose again on 1 April 2026. Here are the rates, who qualifies for which, and the subtle ways employers fall below the line without realising.

21 and over
£12.71
18 to 20
£10.85
16-17 / apprentice
£8.00
Accom. offset
£11.10/day

The April 2026 rates

Workers aged 21 and over must receive at least £12.71 an hour (the National Living Wage). The 18 to 20 rate is £10.85 – the largest rise of the year at 8.5 percent, as the government moves towards a single adult rate. Under-18s and apprentices get £8.00. The apprentice rate only applies to apprentices under 19, or 19-plus in the first year of their apprenticeship – leaving someone on it too long is one of the most common payroll errors in the UK.

A full-time worker (37.5 hours) on the National Living Wage now earns about £24,784 a year. Check any rate, age and hours combination with the minimum wage checker.

How employers fall below the line

  • Deductions for uniforms or tools – if a deduction for items connected to the job drags average hourly pay below the rate, it is an underpayment.
  • Unpaid time – security checks, handovers, travel between assignments and mandatory training all count as working time.
  • Salaried staff doing extra hours – a £24,800 salary looks compliant at 37.5 hours but breaches the NLW if the employee regularly works 40.
  • Accommodation – employers providing housing can only offset £11.10 per day against wages.
Penalties for underpayment reach 200 percent of arrears up to £20,000 per worker, plus public naming by the government. Workers can report underpayment to HMRC anonymously.
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