Take-home pay calculator 2026/27

Enter your salary and see a complete payslip: income tax, National Insurance, pension and student loan, with yearly, monthly and weekly views.

Notes

Pension contributions are deducted first (a net pay arrangement, the most common setup), then income tax is applied using the standard 1257L code with the 2026/27 bands, including the personal allowance taper above £100,000. National Insurance uses the annual Class 1 thresholds, and student loan deductions apply 9 percent (plus 6 percent postgraduate) above your plan threshold.

It assumes English, Welsh or Northern Irish tax rates, one job and no benefits in kind. Scottish taxpayer? Use the Scottish take-home pay calculator.