Pension contribution calculator

Work out monthly pension contributions from you and your employer – on full salary or auto-enrolment qualifying earnings – and the real net cost after tax relief.

Notes

The auto-enrolment minimum is 8 percent of qualifying earnings with at least 3 percent from the employer – the pensions guide explains the bases and the three flavours of tax relief. The net cost shown assumes relief at your marginal income tax rate via a net pay or salary sacrifice arrangement; salary sacrifice also saves 8 percent NI, making the true cost lower still.