Payroll calculators

Payroll calculators

Fifteen free calculators, all using HMRC and Scottish Government rates for the 2026/27 tax year. Results are presented as a payslip so you can see exactly where each pound goes.

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Take-home pay calculator

Free UK take-home pay calculator for 2026/27: salary after income tax, National Insurance, pension and student loan, shown as a full payslip.

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Scottish take-home pay calculator

Take-home pay for Scottish taxpayers in 2026/27: all six Scottish income tax bands plus NI, pension and student loan deductions.

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Income tax calculator

UK income tax calculator for 2026/27: band-by-band breakdown across 20%, 40% and 45% rates including the personal allowance taper.

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Scottish income tax calculator

Scottish income tax calculator for 2026/27: starter, basic, intermediate, higher, advanced and top bands, compared against the rest of the UK.

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National Insurance calculator

Class 1 National Insurance calculator for 2026/27: employee NI at 8% and 2%, plus what your employer pays at 15%.

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Employer cost calculator

The true cost of an employee in 2026/27: salary plus 15% employer NI, pension contributions and the Employment Allowance offset.

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Payroll software cost calculator

Compare what payroll software costs for your headcount – Sage, Xero, QuickBooks, BrightPay, Staffology, PayFit – against outsourcing to a bureau.

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Pension contribution calculator

Auto-enrolment pension calculator: employee and employer contributions on qualifying earnings, with tax relief shown.

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Student loan repayment calculator

Student loan deductions for 2026/27 across Plans 1, 2, 4 and 5 and postgraduate loans, by salary.

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Statutory sick pay calculator

SSP calculator with the 2026 day-one rules: £123.25 a week or 80% of average weekly earnings, whichever is lower.

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Maternity pay calculator

Statutory maternity pay calculator: 90% of average weekly earnings for six weeks then £194.32 for 33 weeks, mapped week by week.

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Minimum wage checker

Check pay against the April 2026 minimum wage bands: £12.71 (21+), £10.85 (18-20) and £8.00 (16-17 and apprentices).

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Hourly to salary calculator

Convert an hourly rate to annual, monthly and weekly salary – and back – for any hours pattern.

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Overtime calculator

Work out overtime pay at time-and-a-quarter, time-and-a-half or double time, and what it adds to the week.

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Holiday entitlement calculator

Statutory holiday calculator: 5.6 weeks pro-rated for part-time, irregular hours and part-year workers, capped at 28 days.

Top Payroll Software Options